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The difference between copay and coinsurance can be especially confusing with prescription drug coverage. Most health insurers have a drug formulary that tells you which drugs the health plan covers, and what type of cost sharing is required. The formulary puts drugs into different price categories, or tiers, and requires a different costsharing arrangement for each tier.
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An insurance premium is the amount of money that an individual or business must pay for an insurance policy. The insurance premium is income for the insurance company, once it .
What are the differences between them? Stack Exchange Network Stack Exchange network consists of 174 QA communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers.
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